BANKRUPTCY LAW Nassiri, Swan & Associates, P.C. can assist you if you are considering Bankruptcy. Our dedicated, experienced Bankruptcy Attorneys will work closely with you to understand your situation and explain your options. Often, time is of the essence in these matters because your quality of life is being negatively impacted by creditors. We will work quickly and thoroughly to assemble all the necessary information to assess and understand your case. Then we can work with you to make the necessary strategic decisions to get you through the process as easily as possible. Whether you’ve already decided Bankruptcy is right for you or if you're just considering your options, contact us to set up an initial consultation. We are confident that you’ll find the answers to all your questions at Nassiri, Swan & Associates, P.C. We understand that overwhelming debt and everything that comes along with it can lead to many concerns and questions. We work quickly and efficiently to move you through the process while anticipating and responding to issues that arise. We work closely with our clients to ensure that they understand the issues involved in their Bankruptcy each and every step of the way. We are easy to reach. Our clients have our cell phone numbers and e-mail addresses. We are flexible in order to accommodate our clients' needs. We have office hours on Saturday, and we are available for evening appointments as well. Here at Nassiri, Swan & Associates, P.C., our multi-lingual staff of attorneys and paralegals are fluent in Spanish, Portuguese and Farsi and possess the talent, experience and diligence to guide you through all aspects of your Bankruptcy. What are my options if I file Bankruptcy? There are two chapters in Bankruptcy into which individuals will fall: Chapter 7: Wherein, a trustee liquidates the debtor's nonexempt assets and the remaining debt is discharged. You must qualify under a means test to be eligible for debt liquidation. Chapter 13: Also referred to as debt reorganization. In this chapter, an individual is allowed to repay some debt over a three- to five-year time period, while some debt may be completely discharged.